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Legal Conditions and Terms of Use

By visiting this website, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to this site, you agree to be bound by these Terms of Use.  NPF hereby excludes liability for any claims, losses, demands, or damages of any kind, whatsoever, with regard to any information, content, or services provided at this site, including but not limited to direct, indirect, incidental, or consequential loss or damages, compensatory damages, loss of profits, or data, or otherwise. If you do not want to be bound by these Terms your only option is not to visit, view or otherwise use the services of the site. 

The Sheet Metal Workers’ National Pension Fund (“NPF”) owns this site. The data contained on this site is proprietary to or properly licensed to the NPF or others.  It may not be copied, reproduced, duplicated, modified, distributed or disclosed without NPF’s approval. Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification to the NPF for loss or damage caused by unauthorized use, including but not limited to copyright or trademark infringement, or unauthorized uploading or postings of any kind.

Limitations on Information

The content of this site, www.smwnpf.org is for general information purposes only and does not constitute advice. NPF tries to provide content that is true and accurate as of the date of writing; however, NPF gives no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. All content and information may be changed without notice. The NPF makes no commitment to update the information contained in this site.

Users should not act upon the site’s content or information without first seeking appropriate advice.  Further, to the extent there is a conflict between information provided on this site and the actual language of Plan Documents and Trust Documents, the written language of the Plan and Trust Documents shall control. In no event will the NPF be liable for any damages whatsoever arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites.

Caution for Links to External Web Sites

Links to external, or third party websites, are provided solely for visitors’ convenience. You access such links at your own risk. NPF accepts no liability for any linked sites or their content. When you access an external site, keep in mind that NPF has no control over its content.

Any link from NPF to an external website does not imply or mean that NPF endorses or accepts any responsibility for the content or the use of such site. NPF does not give any representation regarding the quality, safety, suitability, or reliability of any external websites or any of the content or materials contained in them. Visitors are encouraged to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items. Users should review an external websites’ privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

Personal Information submitted to NPF

The users of this website may submit personal information to the NPF electronically where indicated. The NPF cannot ensure that the data submitted electronically will not be intercepted by third parties, regardless of whether the user selects a web browser with security features. All submission of personal information is at the user’s own risk, and the NPF shall not be liable for any damages therefore, including consequential damages.

The use of this website is subject to the Legal Conditions and Terms of Use, and by proceeding, you acknowledge your acceptance of these terms.

Copyright Information

Copyright © 2010 www.smwnpf.org is a publication of the Sheet Metal Workers’ National Pension Fund, Alexandria, Virginia.

All rights reserved.