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Frequently Asked Questions (FAQs)

Responses to Frequently Asked Questions (FAQs) are organized according to our plan participants, local unions and employers. 


Q: Can you explain the International Reciprocal Agreement?

Learn more about the International Reciprocal Agreement.  Further questions can be directed to .(JavaScript must be enabled to view this email address)

More Participants FAQS

Local Unions

Q: How is the National Pension Fund funded?

Funding for the NPF comes entirely from contributions remitted by Contributing Employers and investment earnings.

More Local Union FAQS


Q: What is a Contributing Employer?

A Contributing Employer (“Employer”) is an employer who is obligated to contribute to the Sheet Metal Workers’ National Pension Fund in accordance with the Collective Bargaining Agreement (“CBA”).

More Employers FAQS